Freelancing has been a growing trend in Kenya creating a need to find the top payment solutions for freelancers in Kenya. In these times, the biggest question left is which method remains to be the safest and most reliable when it is time to get paid online.
That said, different freelancers want different features in their payment solutions. That’s why we’ve listed the top freelancer payment options, alongside their advantages and disadvantages, so that you can choose the platform you find most suitable.
Below we will focus on some of the popular payment solutions for freelancers, within and outside the country. This is a list that can be the answer to how to make sure you get paid as a freelancer. Here are the best freelancer payment methods:
M- Pesa
M-Pesa is well renowned in Kenya as one of the top payment solutions for Kenyan freelancers given that will ensure you get paid online. Some freelancing sites have started integrating M-Pesa as a payment method in their systems. M-Pesa charges clients for money sent to an individual and money withdrawn from the account.
It might not be the cheapest method out there among the best payment solutions for Kenyan Freelancers but it’s reliable.
PayPal
PayPal remains to be a superb payment solution for Kenyan freelancers, especially when dealing with clients from other countries. It is widely considered the best payment method for freelancers. Paypal is already accepted in over 230 countries worldwide making it a top solution to how to make sure you get paid online as a freelancer.
Paypal to Mpesa charges
Charges are incurred when money is being transferred to your account. Simultaneously, PayPal does not charge any amount when the money is transferred to your bank account. Transfer to M-Pesa will cost you 3% of the money coming to your M-Pesa account and a 4% charge for any top-up. PayPal arguably tops the list of the most popular payment solutions for freelancers.
Bank Deposits
Making it at number three in payment solutions for freelancers in Kenya will be direct bank deposits. This method allows users who have bank accounts to receive wired money from their clients directly to their bank accounts. It’s one of the traditional freelance payment methods that are considered safe and full-proof in terms of credibility.
The charges for transfer to the account of any bank account will differ from one bank to another. Banking has been made a much easier and worthy option to being listed among the 20 payment solutions for Kenyan freelancers.
Skrill
Skrill is a program that offers an online wallet where your funds can be deposited and used making it among the top payment solutions for Kenyan freelancers. Skrill offers a 24/7 service for all its clients, is reliable, and has received a rating of 4.3/5 stars.
They are no charges for transactions. This makes Skrill a top option of the 20 payment solutions for Kenyan freelancers.
Payoneer
Payoneer makes it to the top payment solutions for Kenyan freelancers because it has simplified money transfer from the sender to the receiver. They strive to provide the feel of transferring money to feel like it’s money transfer on a local level even though they serve the whole world.
Payoneer attracts a $3 fee transactional charge for ATM transactions. It has a 4.5/5 rating making it a favorite among the list of the 20 payment solutions for Kenyan Freelancers.
Payoneer to Mpesa
When transferring money from Payoneer to Mpesa, you’ll need an ePay account. These are the steps you should follow:
- Select the Withdraw option in your Payoneer account.
- Select the “Send to another card” option.
- Key in “payoneer@epay-kenya.com” on the email field.
- Enter the amount you wish to send
- Enter your ePay username in the decription field.
- The transaction processing time should be around half an hour, after which the money will reflect in your ePay account.
- Proceed to withdraw it to mpesa.
PesaPal
PesaPal allows people to transfer even across borders easily and reliably making it a top payment solution for Kenyan freelancers. It is secure and allows users to integrate PesaPal to websites for easy payment and invoices.
PesaPal charges 3.5% per every transaction made. It allows for the M-Pesa fund transfers and direct bank deposits, making it one of the most suitable payment solutions for freelancers in Kenya. It’s one of the best freelance payment methods for integration into websites.
How to transfer money from Pesapal to Mpesa
If you’ve been wondering how to transfer money from pesapal to mpesa, worry no more because it’s a pretty straightforward process. All you need is your JTL account number and the Paybill number 220220. In the Paybill option under your Mpesa menu, enter the account number JTLXX, where XX is your JTL account number. From there, key in the amount you wish to transfer and press send.
Xoom
It’s an online money transfer platform that just had to make it to the top freelancer withdrawal methods. The platform allows the sender to send money and at the same time changes the currency to Kenyan currency before the money is sent. This makes it one of the most convenient freelance payment methods.
It charges $2.99 on transfer to a bank account and $3.99 on transfer to credit cards and debit cards. Xoom offers fast money transfers to your PayPal account, bank account, and M-Pesa account within minutes making it to 20 top payment solutions for Kenyan freelancers.
Xoom to Mpesa
If you want to withdraw money from xoom to mpesa, these are the steps to follow:
- Enter the amount you wish to withdraw
- Select ‘Mobile Wallet’ as your withdrawal option on Xoom
- Key in the mpesa mobile number.
- Choose the source of funds, be it Paypal, bank account or credit card.
Bitcoins
One of the payment solutions for freelancers that has been gaining some steam is Bitcoin. Bitcoin currency is an internet currency that is universal. This makes it a good choice as a payment solution for Kenyan freelancers. Your bitcoin wallet allows you to withdraw your internet money to any account you may have.
The biggest shortcoming of bitcoins is that the prices of bitcoins fluctuate according to the market but it just had to be listed among the 20 payment solutions for Kenyan freelancers.
You can open an account with Paxful which allows you to buy and sell bitcoin using Mpesa since it’s easier for Kenyan Freelancers. Bitcoin is one of the fastest-rising freelance payment methods, not only in Kenya but globally.
iPay
iPay is an online payment platform that is a top payment solution for Kenyan freelancers if the clients being served are from around Africa. Its easy, reliable, and secure with a list of known corporates that have integrated it among their payment options.
iPay offers money transfers to other services like PayPal and M-Pesa too with charges that are fair to their users.
DPO
DPO is a top payment solution for Kenyan freelancers because it allows for mobile and international payments. It’s one of the money transfers for freelancers where the charges have been said to be a little high.
It made it to the 20 top payment solutions for Kenyan freelancers because it offers secure and easy cross borders money transfers.
PayU
When it comes to payment solutions for freelancers, many people consider PayU as the go-to platform. It operates on a global scale and also can work on a local level. Charges across this platform offer a 2% fee deduction on whatever currency transfer takes place and a 3% for bank account transfer.
PayU made it to the list of 20 Payment solutions for Kenyan freelancers because it’s among the most secure money transfer platform across borders that exist out there.
Dusupay
Among the wide range of payment options for freelancers is Dusupay. Dusupay offers easy, efficient, simply secure, and fast money transfers across the globe making it one of the top payment solutions for Kenyan freelancers.
Charges for transfer money to your bank account or your M-Pesa account attracts charges as stated by the bank or M-Pesa providers. Dusupay won’t cost the user anything to transfer allows it to make it to the 20 payment solutions to Kenyan freelancers. Dusupay is the best payment method for freelancers who consider free transfers a priority.
Flutterwave
Among the things that put Flutterwave on the list of the top payment solutions for Kenyan freelancers is that it offers different options for a freelancer to receive payments from clients. The charges for Flutterwave are at 2.9% for any local transaction and 3.8% for international transactions.
This makes it easy for the freelancer to use it as one of the top payment solutions for Kenyan freelancers.
Transferwise
Transferwise is another platform that made it to the top payment solutions for Kenyan freelancers. It is broad-based, secure, and allows the user to track their transactions.
It had a fixed fee of 2.05 GBP and an additional percentage fee for transactions depending on the amount to be transacted.
Carbon Payment
Carbon Payment offers money transfer across borders with different currencies in its platform making it a top payment solution for Kenyan freelancers. Money transfers are free up to $1000 a month, making it one of preferrable money transfers for freelancers who are just starting out.
It is a fast and reliable form of money transfers regardless of the distance between the two clients making it an option to be considered among the best payment methods for Kenyan freelancers.
Wave
Wave is an option that is sure to help any freelancer to receive money from any client all around the world. Wave is a sure solution to how to make sure you get paid as a freelancer.
Wave had to be included in the top payment solutions for Kenyan freelancers because it offers more than just a means of money transfer, it gives the freelancer the ability to manage his finances and be his/ her accountant. It offers the users fair charges for money transfer.
Sendwave
Sendwave is a fast, and efficient means of money transfer for all freelancers to be included in the list of the top payment solutions for Kenyan freelancers. Actually, a number of people consider it the best payment platform for freelancers.
The issue with Sendwave is that it only allows a maximum money transfer of $2,999 per hour but is a fast method of money transfer making. Because of its speed, many consider Sendwave the best payment method for freelancers.
Remitly
It’s another money transfer platform that will work for freelancers in Kenya since it has no cost to transfer funds to your M-Pesa wallet or bank account making it a top payment and for Kenyan freelancers.
It has been reckoned to be a fast, affordable, and transparent money transfer platform with fair prices for charges incurred. It’s the best payment platform for freelancers in Kenya who are just starting out.
Ethereum
Cryptocurrency is gaining prominence as the best payment method for freelancers. Ethereum makes it to the spot of the top payment solutions to Kenyan freelancers because it is secure, reliable, fast, and easy to transact with for freelancers.
The charges for the change of Ethereums to local currency are fair but dependent on the market value of the Ethereum making it a less desirable but a worthy option in the list of the payment solutions.
Rave
The list of the top payment solutions for Kenyan freelancers would not be complete without Rave pay. Rave allows freelancers to receive payments easily through credit card processing and has an easy integration.
The charges incurred amount to 0 and still provides a top-notch technology to ensure all your funds are secured.
Conclusion
So, have you been wondering how to make sure that you get paid as a freelancer? There is a wide range of payment options for freelancers globally. Kenyan freelancers also have a wide range of payment methods they can choose from. From the information we have given you above, we are sure you are now in a position to decide on the best payment platform for freelancers like you.
It all boils down to the accessibility of the payment solutions and the charges that they might incur during the process of withdrawal. In the article above, we have given you all the information you need to choose the best payment method for freelancers that you prefer.
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